About The Start Up Loans Company

The Start Up Loans Company was established in September 2012, with a mission to help new and early stage UK businesses access affordable finance and mentoring support.

We’re a subsidiary of the British Business Bank and deliver the Government’s Start Up Loans programme providing finance and support for businesses who struggle to access other forms of finance.

We work with a national network of Delivery Partners who are based across England, Wales, Scotland and Northern Ireland. In addition to helping applicants prepare their business plan and cash flow forecast, our Delivery Partners are responsible for assessing final applications and providing ongoing mentoring support to successful applicants.

We also work with two Finance Partners, Street UK Limited and The Enterprise Loan Fund Ltd (trading as Business Finance Solutions), who are responsible for administering the loan agreements and funds to successful applicants (and are both regulated by the FCA). Our Finance Partners are the key point of contact for any matters relating to loan administration and repayments. Delivery Partners do not get involved at this level once the loan has been granted.

All of our Delivery Partners and Finance Partners are closely monitored by The Start Up Loans Company to deliver a consistent approach to supporting applicants and ensure responsible lending decisions are made across the network.

Our mission is to make business ownership a viable career for individuals who struggle to raise finance. We provide affordable loans and mentoring to help these individuals start up and succeed.

Find out more about the Start Up Loan product, interest rate and repayments terms

More about the scheme

We are more than just a finance provider. Our approach is designed to ensure our customers get the support they need to build a strong business. Read on to find out more about our successful approach.

Impact and achievements

Start Up Loans have had a transformative impact on the lives of thousands of individuals, our local communities and the nation as a whole. Find out more about our impact and achievements.


Delivery Partners

We work with a national network of Delivery Partner organisations that offer experienced Business Advisers to provide pre-loan support, assess applications and deliver mentoring.


Our success stories

We’ve already backed thousands of businesses with a Start Up Loan. Read on to find out about our success stories and how our support helped them turn their dreams into reality.


Our Essential Guide to Starting a Business

To help you turn your business idea into reality, we’ve created this short guide with all the essential information you need to get started. It includes tips and advice on a wide range of topics that are important to consider when getting your start up business off the ground.

  • Conducting market research on customers and competitors
  • Choosing a company structure
  • Figuring out your insurance and tax requirements
  • Developing your business strategy and sales forecast
  • Writing your business plan
  • Analysing the strengths and weaknesses of your business
The Essential Guide to Starting a Business
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