Start Up Loans

  • Start or grow your own business
  • Borrow up to £25,000
  • Fixed interest rate of 7.5% per year
  • Repay the loan over a term of 1-5 years
  • 12 months of free mentoring
  • Government-backed

Learn more about the loan

Start up Loans at a Glance

Over 100,000 business ideas supported with more than £1 billion worth of loans. 

We offer government-backed low-interest personal loans and free mentoring to help you start or grow a new business.

  • Borrow up to £25,000 (The average loan amount is £7,200)
  • Fixed interest rate of 7.5% per annum (per year)
  • Repay the loan over a term of 1–5 years
  • No fees for arranging the loan or paying it back early
Apply now for a start up loan

Meet the latest Start Up Loan Ambassadors

Start Up Loans appoints 14 small businesses from across the UK as its new Ambassadors

Learn with Start Up Loans

Start Up Loans has partnered with The Open University to offer a range of free courses ideal for people who are going into business for the first time. 

The courses provide rich information covering subjects such as:

  • Entrepreneurship
  • Career and Leadership
  • Finance and Accounting
  • Sustainability
  • Project Management

Thousands of UK businesses have been backed with the help of a Start Up Loan. 

Read below to find out about some of our case studies and how the support we offer, combined with small business funding, helped them turn their dreams into reality.

Start Up Loans

Flyber Composites

Rowan Carstensen and Andrea Savi were studying together when they had their lightbulb moment for a business: they identified a gap in the market for propellers, a market dominated by Chinese suppliers.

Start Up Loans

Jenna Blair Yoga Wellbeing Centre

Shrewsbury-based Jenna Blair Yoga Wellbeing Centre, established as a side hustle just as Covid was closing down many wellbeing businesses, will shortly be celebrating the opening of its second studio and wellbeing space.

Start Up Loans

Kareinn

It all began back in 2015 for Eric Kihlstrom and his two co-founders when they started Kareinn, a business which addressed a gap in the market for care planning software.

Download our essential guide to starting a business

Inside, you'll find tips and guidance on:

  • conducting market research on customers and competitors
  • choosing a company structure
  • figuring out your responsibilities around paying insurance and tax
  • developing your business strategy and sales forecast
  • writing your business plan analysing your strengths and weaknesses
Read the guide (Essential guide to starting a business)