About the loan

A Start Up Loan is a government-backed personal loan available to individuals looking to start or grow a business in the UK.

A personal loan for business purposes

Are you thinking about starting or expanding a business in the UK? 

A Start Up Loan could be just what you need. 

This is a personal loan backed by the government, designed specifically for entrepreneurs.

But it's not just about the money. 

When you're approved, you also get a full year of free mentoring and access to exclusive deals to boost your business's success. 

There's no need to worry about collateral – a Start Up Loan doesn't require any assets or guarantors to apply.

What's more, every partner or owner in your business can apply for up to £25,000, with the total funding per business capped at £100,000. 

Ready to take the next step? 

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Am I eligible?

If you’re starting a new business or have been trading for less than three years, then you’ve met the first criteria for securing a Start Up Loan. Check out the other criteria below to make sure you’re eligible before applying.

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How do I apply?

Follow the steps on this page to apply for a Start Up Loan of up to £25,000 to help start your business. Free 1:1 mentoring for every successful applicant.

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Loan repayment calculator

Use our repayment calculator to help you work out what your total and monthly business loan repayments will be, depending on the loan term and value you choose.

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