Check eligibility & register
First, complete our initial eligibility check. If you are eligible, we will ask you to register, which will enable you to start your application with us. Scroll down to see our full eligibility criteria at the bottom of this page.
At this stage, all you’ll need to provide is basic details such as your name and contact details.
After registering you’ll receive an email asking you to create an account and password so you can login to our customer portal where you can start your application.
Complete an application form
Stage 1: Provide information about your situation, how much you’re seeking and how you’ll use the loan.
Stage 2: Upon passing the credit check, we ask you to submit a Business Plan, Cash Flow Forecast, Personal Survival Budget and Personal Bank Statements for the three months prior to the date of application.
Stage 3: Upon passing the credit check, we ask you to submit a Business Plan, Cash Flow Forecast and Personal Survival Budget.
Upon passing the credit check, you’ll be assigned to one our Business Support Partners with a dedicated business adviser. There is a 90-day window for you to complete your application.
Finalise business documents
Your business adviser will review your business planning documents as well as any key supporting documents, and will work with you to get them ready for assessment.
Our assessment will take into account the strength and viability of your business, demonstrated through the Business Plan and Cash Flow Forecast and the affordability of the loan through the Personal Survival Budget.
If your application is successful, you will be invited to take up 12-months of free post-loan support.
If you need help creating your business plan, cash flow forecast or personal survival budget, we offer a range of free templates.
To be eligible to apply for a Start Up Loan, you must fit the following criteria:
You’re starting a new business or have been trading for up to 36 months