CHECK ELIGIBILITY & REGISTER
First, complete our initial eligibility check. If you are eligible, we will ask you to register, which will enable you to start your application with us. Our full eligibility criteria can be found on our Am I Eligible? Page.
At this stage, all you’ll need to provide is basic details such as your name and contact details.
After registering you’ll receive an email asking you to create an account and password so you can login to our customer portal where you can start your application.
More information on the loan, can be found in our Frequently Asked Questions
COMPLETE AN APPLICATION FORM
Stage 1: Provide information about your situation, how much you’re seeking and how you’ll use the loan.
Stage 2: A personal credit check will be run to further assess your eligibility in line with the Scheme’s commitment to responsible lending.
Upon passing the credit check, you’ll be assigned to one our Delivery Partners with a dedicated business advisor. There is a 90-day window for you to complete your application.
FINALISE BUSINESS DOCUMENTS
Your business adviser will review your business planning documents as well as any key supporting documents, and will work with you to get them ready for assessment.
Our assessment will take into account the strength and viability of your business, demonstrated through the Business Plan and Cash Flow Forecast and the affordability of the loan through the Personal Survival Budget.
If your application is successful, you will be invited to take up 12-months of free post-loan support.
To be eligible to apply for a Start Up Loan, you must fit the following criteria: