Start Up Loans
Start or grow your own business
- Borrow up to £25,000
- Fixed interest rate of 6% p.a.
- 1-5 year repayment term
- 12 months of free mentoring
- Government-backed
Start Up Loans
Start or grow your own business
- Borrow up to £25,000
- Fixed interest rate of 6% p.a.
- 1-5 year repayment term
- 12 months of free mentoring
- Government-backed

- Entrepreneurship
- Career and Leadership
- Finance and Accounting
- Marketing and Commercial Awareness
- Project Management
Borrow up to £25,000
(The average loan amount is £7,200)
Fixed interest rate of 6% p.a.
1 – 5 year loan repayment term
No set up or early repayment fees
Pre-loan support with business plans and cash flow forecasts
12 months of free mentoring for loan recipients
A range of useful templates and start up guides
Exclusive discounts on business products from O2, Experian, Intuit and 30+ more
To be eligible to apply for a Start Up Loan, you must fit the following criteria:
You’re 18 years of age or older
You’re a current UK resident
You’re starting a new business or have been trading for up to 24 months
You’re unable to secure finance from other sources (self-declaration is ok)
Your business is based in the UK
You have the right to work in the UK
Your business type and loan purpose is eligible under terms of the scheme
You pass our credit checks and you can afford to repay the loan
Do you fit the criteria?
Apply today and get support creating your Business Plan and Cash Flow Forecast.
If you are in a business partnership, buying an existing business or starting a franchise, you are able to apply for a Start Up Loan if you fit the criteria above. Scroll down this page to find out more about the process for these applicants.
Our Essential Guide to Starting a Business

- Conducting market research on customers and competitors
- Choosing a company structure
- Figuring out your insurance and tax requirements
- Developing your business strategy and sales forecast
- Writing your business plan
- Analysing the strengths and weaknesses of your business
Download this free guide
Enter your details to start your download.
Our success stories
Thousands of UK businesses have been backed with the help of a Start Up Loan. Read below to find out about some of our success stories and how the support we offer, combined with small business funding, helped them turn their dreams into reality.
Whether you’re thinking of applying for a Start Up Loan in the future, or have already received one, sign-up to receive our monthly e-newsletter, filled with expert advice, latest success stories and special offers for your business.
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