A Start Up Loan is a government-backed personal loan available to individuals looking to start or grow a business in the UK.
With a fixed interest rate of just 6% per annum and the ability to borrow between £500 and £25,000, Start Up Loans offer an affordable source of finance to help new and early stage business owners bring their plans to life.

In addition to finance, all Start Up Loan recipients are offered up to 12 months of mentoring support and access to a range of special business offers.

Click below to get started.

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Borrow £500 – £25,000
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Fixed interest rate of 6% p.a.
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1-5 year loan repayment term
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Free application support
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Free post-loan support and mentoring
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No application or set-up fees
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Exclusive business offers

Our Essential Guide to Starting a Business

To help you turn your business idea into reality, we’ve created this short guide with all the essential information you need to get started. It includes tips and advice on a wide range of topics that are important to consider when getting your start up business off the ground.
  • Conducting market research on customers and competitors
  • Choosing a company structure
  • Figuring out your insurance and tax requirements
  • Developing your business strategy and sales forecast
  • Writing your business plan
  • Analysing the strengths and weaknesses of your business
The Essential guide to starting a business

Need help getting started? Try our business planning templates

Getting started

A Start Up Loan can help you transform your business idea into reality. Read on to find out more about the application process, work out your loan repayments and find out about the mentoring you’ll be entitled to if your application is successful.

How to apply

How to apply

Our application process is designed to allow you to demonstrate that you can afford a Start Up Loan and that you have a strong, viable business idea. Find out more to get started.

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Loan calculator

Loan calculator

Our loan repayment calculator is designed to help you work out what your total and monthly repayments for your Start Up Loan will be, based on the loan term and amount you choose.

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Business mentoring

Business mentoring

If your application is approved, you will be offered 12 months of free support from an experienced mentor, to offer you guidance and advice as you build your business.

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