CHAT WITH AN EXPERT 
Start or grow your own business
Borrow up to £25,000
Fixed rate interest rate of 6% p.a.
1-5 year repayment term
12 months of free mentoring
Government-backed
Start or grow your own business
Borrow up to £25,000
Fixed interest rate of 6% p.a.
1-5 year repayment term
12 months of free mentoring
Government-backed
We work with a national network of delivery partners who help applicants prepare a business plan and cash flow forecast, and provide ongoing mentoring.
We work with a national network of delivery partners who help applicants prepare a business plan and cash flow forecast, and provide ongoing mentoring.
If you’re a new business owner or have been trading for less than two years, you can benefit from:
A government-backed loan starting from £500
No application or set-up fees
Pre-application support with creating your business plan
1-on-1 mentoring from experienced business professionals
Up to 50% discount on business products from O2, Experian, Santander and 30+ more
If you’re a new business owner or have been trading for less than two years, you can benefit from:
A government-backed loan starting from £500
No application or set-up fees
Pre-application support with creating your business plan
1-on-1 mentoring from experienced business professionals
Up to 50% discount on business products from O2, Experian, Santander and 30+ more
STEP 1
REGISTER YOUR DETAILS
Fill in our registration form with information about you and your business.
We’ll then match you with (or let you choose) a specialist delivery partner who will help you prepare your application for final assessment.
STEP 2
COMPLETE AN APPLICATION FORM
Tell us about your personal situation, how much you want to borrow and how you’ll spend the money.
Then we’ll run a credit check (with your consent) to determine if you can afford the loan.
STEP 3
SUBMIT BUSINESS DOCUMENTS
Submit your Business Plan, Cash Flow Forecast and Personal Survival Budget for assessment.
We provide free templates to help you complete each of these documents. Each template includes detailed instructions.
STEP 1
REGISTER YOUR DETAILS
Fill in our registration form. Then choose a Delivery Partner or let us match you with one who we think can offer the best support with your application.
Your Delivery Partner will contact you and will be able to provide support with writing your business plan, creating your cash flow forecast and deciding on your loan amount.
STEP 2
COMPLETE AN APPLICATION FORM
Provide information about your business to help us understand your personal situation, how much you’re seeking and how you’ll use the loan.
Your Delivery Partner will run a credit check to assess if you’re eligible and, in line with our commitment to responsible lending, determine if you can afford the loan.
STEP 3
FINALISE BUSINESS DOCUMENTS
You’ll need to provide a business plan, cash flow forecast and personal survival budget. You can submit these straight away during your application if they’re ready to go.
Don’t worry if your documents aren’t ready yet – your Business Advisor will support you in creating them, and you can use our free templates.
When your application is submitted in full, a loan assessment will be carried out to evaluate if you have a strong and viable business plan and you can afford the loan and associated repayments. Your Business Advisor will work with you to ensure you are able to reach this point.
Once your application is complete and you’ve signed your loan agreement, you can draw down your loan and access 12 months of free one-to-one mentoring right away. Click on the Register Now button below to get started.
When your application is submitted in full, a loan assessment will be carried out to evaluate if you have a strong and viable business plan and you can afford the loan and associated repayments. Your Business Advisor will work with you to ensure you are able to reach this point.
Once your application is complete and you’ve signed your loan agreement, you can draw down your loan and access 12 months of free one-to-one mentoring right away. Click on the Register Now button below to get started.
To be eligible to apply for a Start Up Loan, you must fit the following criteria:
To be eligible to apply for a Start Up Loan, you must fit the following criteria:
You’re 18 years of age or older
You are currently a resident of the UK
You’re starting a new business or have been trading for up to 24 months
You’re unable to secure finance from other sources (self-declaration is ok)
Your business is based in the UK
You have the right to work in the UK
Your business type and loan purpose are eligible under terms of the scheme
You pass our credit checks and you can afford to repay the loan
Do you fit the criteria?
Register today and a Business Advisor will be in touch to help you get your business venture under way.
If you are in a business partnership, buying an existing business or starting a franchise, you are able to apply for a Start Up Loan if you fit the criteria above. Scroll down this page to find out more about the process for these applicants.
If you are in a business partnership, buying an existing business or starting a franchise, you are able to apply for a Start Up Loan if you fit the criteria above. Scroll down this page to find out more about the process for these applicants.
