Loan repayment calculator

Use our loan repayment calculator to check out your repayment options and make an informed decision before you apply.

Borrow up to £25,000


Fixed 6% interest p.a.


1-5 years loan term


No set-up fees

With our flexible loan terms and low annual interest rate, you can get a Start Up Loan that works for you and your business.

Our loan calculator is designed to help you work out what your total and monthly repayments* will be, depending on the loan term and amount you choose. We can offer from £500 to £25,000 at a fixed interest rate of 6% per annum and you can choose a loan repayment term between one to five years.

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Total Repayment
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Monthly Repayment *
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Apply for Funding

Download our finance planning templates

Business planning templates


Personal Survival Budget template:

  • Track your monthly personal income and expenses
  • Determine if you can afford loan repayments

Cash Flow Forecast template:

  • Template for creating 12 month cash flow forecast
  • Separate tab with guidance for beginners

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What Next?

A Start Up Loan can help you transform your business idea into reality. If you’re confident you make afford the repayments, you’ll need to make sure you’re eligible and you have a solid cash flow forecast to support your application for funding.

Am I eligible?

Am I Eligible?

If you’re starting a new business or been trading less than 2 years, you’ve met the first criteria for securing funding. Check the other criteria to ensure you’re eligible before applying.

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Second Loans

Second Loans

If you’ve already secured a Start Up Loan for your business and have been trading for no more than two years then you may be eligible to apply for a Second Loan for that same business.

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Cashflow forecast template

Cash Flow Forecast Template

A cash flow forecast is an estimation of the money you expect your business to bring in and pay out over a period time. Create yours using our free template.

Read articleRead More