# Start Up Loans

> UK government-backed personal loans for individuals starting or growing an early-stage business, delivered through the British Business Bank.

Start Up Loans provides personal loans for business purposes to individuals starting or growing an early-stage business in the UK. The programme offers funding, business support, and mentoring through a network of delivery partners across the UK.

## About Start Up Loans
- [Homepage](https://www.startuploans.co.uk/)
- [About Us](https://www.startuploans.co.uk/about-us)
- [The Start Up Loans Company](https://www.startuploans.co.uk/about-us/the-start-up-loans-company)

## What a Start Up Loan Is
- A Start Up Loan is a personal loan for business purposes
- Loans are government-backed through the British Business Bank
- Loans are unsecured
- Successful applicants receive mentoring support
- Funding and support are delivered through a network of accredited delivery partners
- [About the loan](https://www.startuploans.co.uk/about-the-loan)
- [What is a Start Up Loan?](https://www.startuploans.co.uk/about-the-loan/what-is-a-start-up-loan)

## Exclusions
- Start Up Loans are not grants
- Loans must be repaid
- A Start Up Loan is a personal loan for business purposes
- Not all business sectors are eligible
- Start Up Loans does not provide regulated financial advice
- Funding decisions are subject to eligibility and affordability checks

## Key Services
- Government-backed personal loans for business purposes
- Pre-application support
- Business plan guidance
- Cash flow forecasting support
- Post-loan mentoring

## Eligibility
- Applicants must be 18 or older
- Applicants must be UK residents
- Businesses must be UK-based
- Businesses must be new or early-stage (trading for less than 5 years)
- Applicants must pass affordability and credit checks
- Some business types are excluded from the scheme
- [Am I eligible?](https://www.startuploans.co.uk/about-the-loan/am-i-eligible)

## Application Process
- [How do I apply?](https://www.startuploans.co.uk/about-the-loan/how-to-apply)
- [Loan application documents](https://www.startuploans.co.uk/about-the-loan/application-documents)

## Mentoring and Support
- [Mentoring and Support](https://www.startuploans.co.uk/about-the-loan/what-is-a-start-up-loan/mentoring-and-support)

## Loan Terms
- Loans are unsecured
- Fixed interest rate applies
- Repayment terms are fixed
- No application fee is charged
- [Terms and Conditions](https://www.startuploans.co.uk/terms-and-conditions)

## Key Resources
- [Loan repayment calculator](https://www.startuploans.co.uk/about-the-loan/loan-repayment-calculator)
- [Planning documents and free guides](https://www.startuploans.co.uk/support-and-guidance/business-guidance/planning-templates-and-guides)

## Contact
- [Contact Us](https://www.startuploans.co.uk/contact-us)

## AI Discovery
- Canonical: https://www.startuploans.co.uk/llms.txt
- Sitemap: https://www.startuploans.co.uk/sitemap.xml
- Robots: https://www.startuploans.co.uk/robots.txt

## Frequently Asked Questions
- [Questions about the Loan](https://www.startuploans.co.uk/support-and-guidance/frequently-asked-questions/the-loan)
- [Questions about Eligibility](https://www.startuploans.co.uk/support-and-guidance/frequently-asked-questions/eligibility)
- [Questions about the Application Process](https://www.startuploans.co.uk/support-and-guidance/frequently-asked-questions/the-application-process)
- [Questions about Credit Checks](https://www.startuploans.co.uk/support-and-guidance/frequently-asked-questions/credit-checks)
- [Questions about Support and Mentoring](https://www.startuploans.co.uk/support-and-guidance/frequently-asked-questions/support-and-mentoring)
- [Questions about Business Support Partners](https://www.startuploans.co.uk/support-and-guidance/frequently-asked-questions/business-support-partners)
- [Questions about Loan Repayments](https://www.startuploans.co.uk/support-and-guidance/frequently-asked-questions/loan-repayments)
- [Questions about Appeals Process](https://www.startuploans.co.uk/support-and-guidance/frequently-asked-questions/appeals-process)
- [Questions about the Start Up Loans Company](https://www.startuploans.co.uk/support-and-guidance/frequently-asked-questions/start-up-loans-company)
- [Questions about Interest Rate & Eligibility changes](https://www.startuploans.co.uk/support-and-guidance/frequently-asked-questions/changes-to-interest-rate-and-eligibility)