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Start or grow your own business…

…with the help of a government-backed Start Up Loan and free business support.
Start or grow
your own business…

…with the help of a government-backed
Start Up Loan and free business support.

Register

Start or grow
your own business…

…with the help of a government-backed
Start Up Loan and free business support.

Register

What is a Start Up Loan?

A Start Up Loan is a government-backed personal loan available to individuals looking to start or grow a business in the UK.

On top of finance, successful applicants get 12 months of free mentoring and exclusive business offers to help them succeed.

The loan is unsecured, so there’s no need to put forward any assets or guarantors to support an application.

All owners or partners in a business can individually apply for up to £25,000 each, max £100,000 available per business.

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Borrow £500 – £25,000
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Fixed interest rate of 6% p.a.
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1 – 5 year loan repayment term
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Free application support
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Free post-loan support and mentoring
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Free templates & guides
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No application or set-up fees

Success Story: Jess Ratty

Camper van hire business The Cornwall Camper Company provides all-inclusive activity packages for adventurers in the South West.

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Eligibility Criteria:

To be eligible to apply for a Start Up Loan, you must fit the following criteria:

Eligibility Criteria:

To be eligible to apply for a Start Up Loan, you must fit the followhttps://www.startuploans.co.uk/wp/wp-admin/post.php?post=9982&action=edit#ing criteria:

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You’re 18 years of age or older
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You’re a current UK resident
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You’re starting a new business or have been trading for up to 24 months
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You’re unable to secure finance from other sources (self-declaration is ok)
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Your business is based in the UK
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You have the right to work in the UK
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Your business type and loan purpose are eligible under terms of the scheme
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You pass our credit checks and you can afford to repay the loan

Do you fit the criteria?

Register today and a Business Adviser will be in touch to help you get your business venture under way.
If you are in a business partnership, buying an existing business or starting a franchise, you are able to apply for a Start Up Loan if you fit the criteria above. Scroll down this page to find out more about the process for these applicants.

If you are in a business partnership, buying an existing business or starting a franchise, you are able to apply for a Start Up Loan if you fit the criteria above. Scroll down this page to find out more about the process for these applicants.

How to Apply:
How to Apply:
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STEP 1
REGISTER YOUR DETAILS

Fill in our registration form. Then choose a Delivery Partner or let us match you with one who we think can offer the best support with your application.

Your Delivery Partner will contact you and can provide support with writing your business plan, creating a cash flow forecast and deciding your loan amount.

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STEP 2
COMPLETE AN APPLICATION FORM

Provide information about your business to help us understand your personal situation, how much you’re seeking and how you’ll use the loan.

Your Delivery Partner will run a credit check to assess if you’re eligible and, in line with our commitment to responsible lending, determine if you can afford the loan.

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STEP 3
FINALISE YOUR BUSINESS DOCUMENTS

You’ll need to provide a business plan, cash flow forecast and personal survival budget. You can submit these straight away during your application if they’re ready to go.

Don’t worry if your documents aren’t ready yet – your Business Advisor will support you in creating them. You can also use our free templates to get started yourself.

When your application is submitted in full, a loan assessment will be carried out to evaluate if you have a strong and viable business plan and you can afford the loan and associated repayments. Your Business Advisor will work with you to ensure you are able to reach this point.

Once your application is complete and you’ve signed your loan agreement, you can draw down your loan and access 12 months of free one-to-one mentoring right away. Click on the Register Now button below to get started.

When your application is submitted in full, a loan assessment will be carried out to evaluate if you have a strong and viable business plan and you can afford the loan and associated repayments. Your Business Advisor will work with you to ensure you are able to reach this point.

Once your application is complete and you’ve signed your loan agreement, you can draw down your loan and access 12 months of free one-to-one mentoring right away. Click on the Register Now button below to get started.