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Start or grow your own business…

…with the help of a government-backed Start Up Loan and free business support. A great alternative for individuals looking for business loans to fund their start up.

Over 50,000 business ideas supported with more than £350 million worth of loans

We offer low-interest personal loans to help fund your business ideas…

Borrow up to £25,000
Fixed interest rate of 6% p.a.

1 – 5 year loan repayment term


No set up or early repayment fees

…and free business support to give you the confidence to succeed.

Pre-loan support with business plans and cash flow forecasts

12 months of free mentoring for loan recipients


A range of useful templates and start up guides


Exclusive business offers

What you need to know

What you need to know

Start Up Loans is a government-backed scheme helping individuals start or grow a business in the UK. Alongside the low-interest loan, successful applicants can access free mentoring from experienced advisors.

How to apply

How to apply

As part of the application process we aim to understand you and your business, so that we can help get you into the best possible position to succeed. Click the button below to find out more about how the process works.

Loan Calculator

Loan Calculator

Our loan repayment calculator is designed to help you work out what your total and monthly repayments for your Start Up Loan will be, Specify your loan amount and repayment period to see much you’ll need to repay.

Are you ready to kickstart your business journey?

Our Essential Guide to Starting a Business

The Essential guide to starting a business

Inside you’ll find tips and advice on:

  • Conducting market research on customers and competitors
  • Choosing a company structure
  • Figuring out your insurance and tax requirements
  • Developing your business strategy and sales forecast
  • Writing your business plan
  • Analysing the strengths and weaknesses of your business

Download this free guide
Enter your details to start your download.

By downloading this guide, you agree to our Privacy and Data sharing policy. Your information will never be passed to third parties without your consent.

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Our success stories

Thousands of UK businesses have been backed with the help of a Start Up Loan. Read below to find out about some of our success stories and how the support we offer, combined with small business funding, helped them turn their dreams into reality.


Latest tips and advice delivered straight to your inbox

Whether you’re thinking of applying for a Start Up Loan in the future, or have already received one, sign-up to receive our monthly e-newsletter, filled with expert advice, latest success stories and special offers for your business.
  • By submitting this form you are signing up to receive the Start Up Loans newsletter containing useful business tips, event details, offers and information about our products that can help you start and grow a small business.
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